February 7, 2012

Your Personal InJury Case Depends On Your Credibility

When it comes to personal injury cases in Oregon your credibility means a lot.  This is regardless of whether you are suing because of automobile accident, medical malpractice, legal malpractice, sexual harassment, product defect, or any other personal injury case.

If you become deemed as an “non-credible person” you could seriously jeopardize thereby wasting not only your time but that of your injury attorneys.  Quite recently I read a blog post of a personal injury attorney withdrawing from a case because his client keep lying to him.  He came to the point where he could not trust the person he was defending and did not want to pursue the case any longer!

So why should you be concerned with your credibility?

If your case goes to trial then it will ultimately be the jury’s decision as to whether you win or not.  For them to award you a large settlement they will have to a) like you and b) feel somewhat sorry for you.  You will have to gain their sympathy.  This will not happen if they do not believe you and one lie can invalidate the rest of your testimony.  Jurors are only going to relate to someone they feel is a truthful and hardworking person who was a victim of someone else actions either knowingly or unknowingly.

Oregon personal injury lawyers will tell you in a minute that they would prefer to represent Mohandas Gandhi on a case with little to no evidence than Joseph Stalin on a case that seems like a clear winner. Not only wouldn’t the jury trust the latter but they would not feel sorry for him one bit.  They would reason that “he got what he deserved.”

What Is Involved in Being Credible?

Being seen as a credible plaintiff involves more than just not lying.  It involves being accurate and being detailed even on seemingly small issues.  You have to make sure that you can relate every part of your deposition again, and again, and again with nothing changing each time.

The attorney who is defending the person or business who you are suing is trained to hear irregularities.  If you change your story or misstate something, even on accident, the defense’s attorney will call you on it.  It could have been a really small and 100% just an accident.  But you will be attacked for him and your whole testimony will be called into question.  The other attorney may reason with the jury that “if you were mistaken on this part how many other parts are ALSO mistaken.”

Suggestions and Steps to Stay Credible

Good Oregon personal injury attorneys will work with you to improve your credibility.  Its his or her job to make sure every piece of your testimony is thorough, accurate, verifiable, and true.

You will also be told what pieces of information you need to keep track of, how to keep track of important information so that you can easily recall it, be fully informed what the witnesses are saying about your case that you may be unaware of, memorize your deposition like you would an important exam you need to score extremely high on to get into college, and be informed of potential traps the other attorney might throw at you.

Here is a nice article written by Eric Hageman which outlines ways plaintiff can win credibility battle in a personal injury case.

Your deposition will be attacked so be ready for it.  If you are able to keep your story the same, no matter what, you will be ahead of the game.   Its not easy but everything must be done to minimize inconsistencies as much as possible through if the case drags on this is easier said than done as people naturally forget everything that happened. Attacking your credibility is a major weapon of opposing lawyers and when you neutralize that you have a clear advantage.  Establish yourself as a person who is truthful and accurate and you can win a very large settlement that will help you and your family in years to come.  Become a “lair” in the jurors mind and you have no hope of possibly winning.

Insurance Claims Being Denied Based Upon Simple Misstatements

You make an insurance claim in Oregon. The company reviews it, gathers information, and then denies it based upon some misstatement in your application. Can the insurance company do that? Maybe. Maybe not.

When you make an insurance claim in the state of Oregon the company who is providing coverage has the right to “accept” it or “deny” it based on the application and information they receive.

With the laws currently on the books in Oregon one mistake can be enough for them to deny your application.  In this state the rules regarding this are not well done.  Many lawyers will personally attest to that.  It has gotten so bad that quite recently the Oregon State Insurance Division has put out a bulletin letting insurance companies know what they consider proper and what they consider improper when reviewing claim applications.

Here are some key points that this department wants to get across to the public and insurers in the state:

  1. Intimidation will not be accepted of any kind for people applying for insurance benefits.  This includes attaching large “warnings” on claim forms in bold print in an effort to scare of the person filling it out.
  2.  An insurance company cannot just cancel a contract or deny a claim based on one small misstatement.  There must be sufficient evidence or belief that the information provided on the application is downright false or twisted in a way to benefit the person making the claim more than it should.  Claims should not be denied based on minor miscalculations.  The misstatement or concealment must be intentional or must prove that the initial application that was filled out was not accurate.

This can apply to health insurance, life insurance, auto insurance, workers compensation insurance, or property insurance.

When dealing with insurance companies in Oregon it is best to find a lawyer who can help you every step of the way.  You might even want to have one present when you are filling out the claim application so he can guide you.  The risk on having a “misstatement” will be minimal when you have a qualified personal injury attorney with you.

Keep in mind that insurers are in business to collect your premiums, from you or your employer, and to deny as many claims (valid or fraudulent) as they possibly can.  They will do whatever they can within the framework of state law to not give you the benefits that you deserve.  Their history is well documented.  Please, find an attorney who is well versed in all of their tricks and who can throw it right back at them.